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Top Tips for SMEs When Taking Businesses Abroad

Added: Thu, 12 Oct 2017  
In the light of the UK’s forthcoming negotiations concerning the EU and geo-political changes during the past year, it’s not a shock that SMEs are exploring different avenues when exportin...

Why Businesses Are Using Alternative Funding

Added: Fri, 06 Oct 2017  
For a growing business, it’s important to make sure that operations are running smoothly. Therefore, keeping your cash flow in order is a key priority. There are now alternative funding methods ...

Want your business to grow? Find out how!

Added: Thu, 28 Sep 2017  
The key for a successful company to grow is constant improvement, progression and innovation. Although this can be difficult without adequate cash flow, and the expansion of your business can be an im...

How to manage late payments

Added: Thu, 21 Sep 2017  
Late payments from customers can often cause some setbacks when running a business. Late payments, can make you short of money and it starts to become a struggle to manage your finances, which can lea...

Factoring for the Manufacturing, Engineering and Fabrication Industry

Added: Thu, 14 Sep 2017  
The manufacturing, engineering and fabrication industry will all face difficultly meeting expenses and supplier payments for raw materials when payments can take so long to arrive. Finding a solution ...

Are you a start up business? Invoice Finance can help!

Added: Thu, 07 Sep 2017  
When start-up businesses first start out, much of them experience significant cash flow problems in the early years of operation. For young businesses, the choice of funding is limited as the cash wil...

What is cash flow and how can we help your cash flow needs?

Added: Thu, 24 Aug 2017  
Cash flow is the money that is moving in and out of your business in a month. Although most of the time to business owners, it feels like it only moves one way, out of your business, it does flow both...

Invoice Finance For The Publish & Printing Companies

Added: Thu, 17 Aug 2017  
Professionals running publishing or printing businesses will be familiarized with the chaos that is involved in getting projects and contracts completed. Many businesses will at some point experience ...

Want better cashflow? Invoice Finance is your answer

Added: Thu, 10 Aug 2017  
Cashflow remains one of the most severe pressures facing many of the UK’s small businesses.   The average time for an invoice to be settled continues to rise, and late payment has therefo...

Will invoice finance affect my customer relationships?

Added: Thu, 03 Aug 2017  
Many people have reservations with invoice finance as they think it will affect relationships between the business and its client. There are many preconceptions around invoice finance, here are two ex...

Confidential Invoice Finance Explained

Added: Thu, 27 Jul 2017  
Confidential Invoice Finance Explained
Invoice finance can be kept confidential from your customers so they never need to know you are using a facility. You will be able to raise the cash you need without telling the world how it is done. ...

Where can you find the best invoice finance providers in the UK?

Added: Thu, 20 Jul 2017  
Invoice finance is fantastic as it can get tailored to almost any business need, therefore lenders have learnt to specialise in certain areas such as price, service and size. Here at Alliance Commerc...

Invoice Finance Companies - How To Compare Them

Added: Thu, 13 Jul 2017  
Comparing invoice finance companies can seem a long and arduous process. Comparing price, service levels, contracts lengths and customer feedbacks are just the basics of what is needed to be thought o...

The Cost Of Factoring

Added: Thu, 29 Jun 2017  
There are normally two charges to any invoice factoring facility.   A service fee which is charged as a percentage of the business’s sales turnover. An interest charge based on the fun...

Why Credit Control is important!

Added: Thu, 22 Jun 2017  
Did you know credit control in an essential element when running a successful business. With cash flow issues and bad debt listed as the main reasons small businesses fail, it’s really important...

Selective Invoice Finance or Invoice Factoring? What’s the difference?

Added: Thu, 15 Jun 2017  
Both selective invoice finance or invoice factoring use fantastic sales invoices within the business as an asset to generate cash flow. Selective Invoice Finance Selective invoice finance is where y...

Invoice Finance Terms Explained

Added: Thu, 08 Jun 2017  
If you are considering an invoice finance facility it is very important to understand the terms and how these can impact your business. Always check the terms before entering the agreement!   M...

Factoring Explained

Added: Fri, 02 Jun 2017  
What is factoring and how simple is it to set up a factoring facility? Here in this article, we aim to explain the basics of factoring and what it can offer your business.   Step 1   You...

Can Asset Finance boost the UK Manufacturing Industry?

Added: Wed, 24 May 2017  
By looking at the UK industrial production report, released by the Office for National statistics on March 10 2017, we will discuss how UK production has fluctuated over the last year.   UK Man...

Can Invoice Discounting help to grow your business? Find out here:

Added: Thu, 18 May 2017  
Invoice Discounting isn’t just a good funding option for businesses that are facing cash flow problems. It is also a valid way of financing growth. Whether your business is at the start-up stage...

The benefits of using an independent Invoice Discounting Broker

Added: Thu, 11 May 2017  
As Invoice Discounting becomes an ever more popular form of business, finance, more providers are entering the market. Anyone who is interested in setting up an invoice discounting facility would be w...

SME’s are finding an alternative finance to Bank overdrafts and loans

Added: Thu, 30 Mar 2017  
Overdrafts and bank loans are starting to become a thing of the past with SME’s using alternative finance. The advantages & disadvantages of alternatives of bank overdrafts and loans  ...

Why do growing businesses choose invoice finance?

Added: Thu, 23 Mar 2017  
Sometimes, traditional lenders don’t understand your circumstances, making it hard to prove to lenders that you will be able to repay what you borrow.  Therefore, people often look at the r...

Will poor credit rating will affect my chances of receiving business finance?

Added: Thu, 16 Mar 2017  
Businesses with a poor credit rating is usually because they’ve struggled to pay back borrowed money. Once you have poor credit rating you are likely to experience difficulty finding business fi...

5 mistakes that start-up businesses make

Added: Thu, 09 Mar 2017  
Lack of Capital   Starting in a business is not cheap, even if there is no capital outlay there will still be costs, many of them unexpected.   By putting Financial forecasts wil...

5 ways to prevent late payment of invoices

Added: Thu, 02 Mar 2017  
  Many businesses struggle with late payment and with the problem getting increasingly worse in the UK, what can you do to help minimise the effects? Make Your Payment Terms Very Clear When ta...

Do I qualify for Invoice Finance?

Added: Thu, 23 Feb 2017  
In order to qualify for Invoice Finance options such as Invoice discounting, Invoice Factoring or Spot Factoring, there are generally to basic requirements:   You must trade predominantly wit...

Want to grow your business in 2017?

Added: Thu, 16 Feb 2017  
For growing small and medium-sized business, a healthy cash flow is vital to ensure controlled, sustainable growth. Many larger customers expect payment terms of anything up to 120, this can make it d...

Are you ready to change your invoice finance supplier?

Added: Thu, 09 Feb 2017  
If you have been with your current invoice finance company for a while, it could be time to review your existing facility to make sure it’s still the best one for you. If you are thinking about...

What do you need to speed up within your business this 2017?

Added: Thu, 02 Feb 2017  
2017 is well and truly underway, with huge news headlines from Donald Trump’s Presidential victory to the uncertainty of the Brexit casting but one thing is for sure change is on the horizon. W...

How to get the best out of your invoice finance company

Added: Thu, 26 Jan 2017  
Choosing an invoice finance provider can be a difficult process. – They all essentially do the same thing. They all lend money against invoices but it’s HOW they do it.   Are you st...

Warning: Could rapid growth be damaging your business?

Added: Thu, 19 Jan 2017  
Can businesses grow too quickly and become too much to manage? Here are various examples where businesses have grown too fast and burnt out due to various reasons.   It Becomes Unmanageable&nbs...

7 ways to boost your cash flow this January

Added: Thu, 12 Jan 2017  
Perform a cash flow analysis Review your current cash flow in terms of payables and receivables. Examine your historical data too, to see how your cash flow fares cyclically – whether y...

New Year's Resolutions - Supercharge Your Business in 2017

Added: Thu, 05 Jan 2017  
It’s that time of the year where millions of us make the same old resolutions for the year ahead, whether that be to lose weight, run a marathon or read a book. Many companies benefit from creat...

Merry Christmas & Happy New Year

Added: Thu, 22 Dec 2016  
Christmas has come round so fast, we can't quite believe it! The Team here at Alliance Commercial Finance would like to wish you  a very Merry Christmas & Happy New Year, we look forward to w...

Seasonal Cash Flow Problems? Here’s how to fix them:

Added: Thu, 15 Dec 2016  
As we approach the end of the year cash flow will become tighter for many businesses as they aim to fulfil orders with less working days and customer’s inevitability taking longer to pay. This ...

5 Things to remember before you close for Christmas

Added: Thu, 08 Dec 2016  
There are a number of different tasks that need to be completed before any business closes for a particular period, especially to make sure everything will be up and running smoothly again when you re...

4 Steps to improve your cash flow in the run up to Christmas

Added: Thu, 01 Dec 2016  
For some small businesses the fast approaching Christmas period can be a difficult time of the year, as certain industry sectors suffer a decrease in sales and if you add late paying customers to the ...

How to manage your cash flow over the Christmas period

Added: Fri, 25 Nov 2016  
When seasonal peaks hit, demand for your product or service can fluctuate dramatically as the seasons change. Fulfilling this demand can be difficult when cash flow is holding you back. Seasonal Dema...

The ultimate guide to a Friday at work

Added: Thu, 17 Nov 2016  
Tomorrow is Friday, and depending on your type of business, different days of the week are good for different tasks, be they making appointments, chairing a meeting, have a casual day in the office. H...

3 Ways to protect your business from bad debt

Added: Thu, 10 Nov 2016  
Bad debt is a serious issue which can affect all sorts of businesses. Unfortunately, it is often because business owners do not have the resources to pursue legal action as the bad debt has robbed the...

Common misunderstandings about Invoice Finance

Added: Thu, 03 Nov 2016  
Most small business owners have heard of invoice factoring, invoice finance and invoice discounting. But their understanding of how it works and the benefits available are often small. Here are four ...

How To Spot Fake Loan Websites

Added: Thu, 27 Oct 2016  
There are so many credit brokers than ever solely operating online. Many sites are legitimate but some are scams, taking money or bank details to arrange loan that will not appear and leaving victims...

How to keep invoice finance confidential

Added: Thu, 20 Oct 2016  
Many businesses prefer to keep invoice discounting confidential. Particularly those that have been trading for a while, value their customers and want to maintain a good relationship with them. Interj...

Thinking of exiting from your invoice finance arrangement? Read on

Added: Thu, 13 Oct 2016  
It may suit some firms to use factoring or invoice discounting endlessly as it suits their business model. It enables them a constant, controllable supply of cash which eradicates the need to spend ti...

Ten Questions to ask your invoice factoring provider

Added: Thu, 06 Oct 2016  
Invoice factoring is an established, credible financial tool in the UK in managing business’s working capital requirements. There a several invoice factoring companies in UK – Here at All...

Alternative Finance for the Road Haulage Industry

Added: Thu, 29 Sep 2016  
We understand that few industries face as many changes as the haulage and transport industry. Here at Alliance Commercial Finance we help businesses within the haulage and transport industry to maximi...

All about Factoring

Added: Thu, 22 Sep 2016  
Here at Alliance Commercial Finance we are an experienced brokerage and offer an extremely wide selection of services for your business including, Trade Finance, Invoice Factoring, Confidential Invoic...

Factoring for the Construction Industry

Added: Mon, 12 Sep 2016  
Businesses within the construction industry have faced challenging times recently, losing confidence in traditional bank funding and looking elsewhere for finance. This has seen an increase in alterna...

What is Invoice Finance and Factoring?

Added: Mon, 05 Sep 2016  
What is invoice finance? Invoice finance is when a third party agrees to buy your unpaid invoices for a fee. One of the most popular forms of invoice finance is, Factoring.  What is factoring?...

Factoring for small businesses

Added: Tue, 30 Aug 2016  
Factoring for small businesses works by advancing the amount of cash owed to the business from its customers. Quite often credit collection is included and this provides the business owner with more t...

Is invoice finance the new business overdraft?

Added: Mon, 22 Aug 2016  
Conventionally when a business is in need of additional funding they have turned to their bank. Additional funding may be required for a planned expansion or investment and a bank would offer an overd...

4 Easy Tips To Manage Your Cash Flow

Added: Mon, 15 Aug 2016  
A healthy cash flow is essential for every business and if not managed effectively can be disastrous. Take a look at our 5 easy tips to help you manage your business’ cash flow.   1) Nego...

Can invoice factoring save your business money?

Added: Mon, 08 Aug 2016  
The simple answer to this question is, yes, invoice factoring could save your business money and help aid growth. Below are two common problems, this article will demonstrate how invoice factoring co...

How Much Does Invoice Finance Cost

Added: Mon, 01 Aug 2016  
The cost of an invoice finance depends on your facility, usually there are two costs: 1 – The monthly service fee AND 2 – The discount rate invoice finance lenders are all unique and t...

5 invoice finance questions you should ask before signing on the dotted line

Added: Mon, 25 Jul 2016  
Choosing the most suitable invoice finance lender for your business is paramount to ensuring you reap the benefits that it brings. A good invoice finance agreement and a strong relationship with your ...

3 great reasons to choose invoice finance

Added: Mon, 18 Jul 2016  
Invoice finance could be the perfect solution for your business, in which case there are lots of great reasons to choose it for your company. Invoice finance or factoring is a finance service designe...

Who is an invoice finance broker and what do they do?

Added: Mon, 11 Jul 2016  
Invoice finance can be a daunting prospect for businesses, it presents many different options and raises lots of questions. The most effective way to deal with these is to speak to an experienced invo...

Is your business suited to invoice finance?

Added: Mon, 04 Jul 2016  
Invoice finance is a great option for businesses who need to raise additional capital. It comes in various formats, including invoice factoring and invoice discounting and can be an efficient method o...

Funding for Businesses in the Construction Industry

Added: Mon, 27 Jun 2016  
Alliance Commercial Finance helps businesses within the construction industry maximise their cash flow through invoice finance.   Why invoice finance is ideal for the construction industry: Fo...

Funding for Businesses in the Haulage and Transport Industry

Added: Mon, 20 Jun 2016  
Alliance Commercial Finance helps many businesses within the haulage and transport industry maximise their cash flow through invoice finance and factoring.   Two common problems faced by most h...

3 Reasons why successful businesses borrow money

Added: Mon, 13 Jun 2016  
  It is not a modern concept to borrow money to make money, this approach has for years been a normal practice for successful businesses. Below are 3 reasons why many prosperous businesses borr...

How selling your invoices can help your business grow

Added: Tue, 07 Jun 2016  
Maintaining a healthy cash flow is essential for businesses looking to grow. This becomes difficult when larger customers demand payment terms of 90 to 120 days. Longer payment terms can affect your c...

Are you about to enter into an invoice discounting agreement? Read on:

Added: Mon, 06 Jun 2016  
In this article we aim to explain what is involved when a business enters into an invoice discounting arrangement, highlighting the differences between loans, invoice factoring and bank overdrafts. &...

Finance Tips for the Construction Industry

Added: Mon, 23 May 2016  
Small and medium sized businesses within the construction industry often face the same financial problems. These businesses typically do not have the finance power that their larger counterparts posse...

Invoice finance for small businesses

Added: Tue, 17 May 2016  
It is well known that hundreds of small UK businesses rely on invoice finance to maintain and improve their cash flow. Small businesses also find it an aid to business growth, however until this year ...

What a tax investigation means for your business

Added: Mon, 09 May 2016  
In a similar way that many law-abiding motorists feel anxious when passing a police car, many genuine business owners feel nervous when HMRC arrive to inspect the accounts. A tax investigation is an ...

Three BIG differences between a bank overdraft and invoice finance

Added: Wed, 04 May 2016  
Studies show that over half of all UK businesses are unaware of invoice finance let alone how it works, with many failing to identify the differences between a bank overdraft and invoice finance. ...

Setting up your own business? How are you planning on financing your venture?

Added: Tue, 26 Apr 2016  
Starting your own business is both exciting and daunting. There are many options from the outset, what shape is your business going to take, sole trader, partnership, limited? Whatever you decide ther...

Invoice Factoring for SMEs

Added: Mon, 18 Apr 2016  
Invoice factoring for SMEs works by selling unpaid invoices to a factoring facility, the cash is then advanced to the business to help with their cash flow. Additional benefits and options includ...

Long Payment Term Problems? How to combat them.

Added: Mon, 11 Apr 2016  
The aim for most business owners is to grow and increase turnover and profit values. One factor that can stand in your way is long payment terms. Your customers may expect 30, 60 or sometimes 90 days&...

True or False - Will invoice finance affect my customer relationships?

Added: Mon, 04 Apr 2016  
There are many misconceptions within the invoice finance sector, particularly with factoring. This blog from Alliance Commercial Finance will assess some of these misconceptions and set the record str...

How to achieve good credit control

Added: Tue, 29 Mar 2016  
There are very few businesses lucky enough to have customers paying invoices without being repeatedly chased. For most, debt collection is a tiresome task yet one of the most important jobs to ensure ...

Are bank overdrafts a thing of the past?

Added: Mon, 21 Mar 2016  
In recent years business bank overdrafts have become harder to obtain and often not at the funding level required. Banks are hesitant to lend to any business considered to be ‘high-risk’, ...

How a poor credit rating will effect your chances of receiving business finance

Added: Mon, 14 Mar 2016  
If your business has previously struggled to pay back borrowed money you could find that your firm has a poor credit rating. A business with a poor credit rating is likely to experience difficulty fin...

Common misconceptions within Invoice Finance

Added: Mon, 07 Mar 2016  
There are many misconceptions within the invoice finance sector, particularly with factoring. This blog from Alliance Commercial Finance will assess these misconceptions and set the record straight. ...

Thinking of moving away from using bank overdrafts and loans?

Added: Mon, 29 Feb 2016  
Recent figures have suggested that more and more business owners are moving away from traditional bank finance, such as overdrafts and loans and utilising alternative lending options such as invoice f...

Are your customers demanding longer payment terms? Read on.

Added: Mon, 22 Feb 2016  
We’ve seen more and more cases of small businesses supplying to larger businesses, being forced into unrealistic credit terms. Refusal to these terms often resulting in the loss of their biggest...

Who are the best invoice finance lenders in the UK?

Added: Mon, 15 Feb 2016  
Invoice finance allows a business immediate access to cash tied up in unpaid invoices, which could be as much as 90% against the gross values of each invoice outstanding. Invoice finance is avail...

Case Study - Bespoke Paneling Business

Added: Thu, 11 Feb 2016  
We have recently helped a bespoke paneling/tilling business that operates within the construction industry.   The problem: The business experienced a sharp rise in work across the construction...

Case Study - Wholesale Distribution Business

Added: Tue, 09 Feb 2016  
Towards the end of January we completed a confidential invoice discounting deal for a wholesale distribution based in Birmingham who provide local shops and small chain supermarkets across the Midland...

Thinking about selling your invoices?

Added: Mon, 08 Feb 2016  
Selling your invoices gives you rapid access to cash tied up in your unpaid invoices. This cash would not typically be available to your business for up to 30, 60 or sometimes 90 days. Depending on yo...

Keep on top of your business’s cash flow

Added: Mon, 01 Feb 2016  
Every business, regardless of size or industry, in order to run successfully must effectively manage their cash flow. Having a healthy cash flow is especially important for smaller business, as it aid...

Don’t let late payers affect your business this year

Added: Mon, 25 Jan 2016  
Your business can suffer if customers do not pay on time, it can be challenging to manage your cash flow and accounts and in extreme cases some companies have faced closure.   Millions of busin...

Looking To Grow Your Business?

Added: Mon, 18 Jan 2016  
Are you looking to grow your business this year? Do you have big plans for 2016? Here are our top tips to consider before growing your business:   Maintain Customer Loyalty We’ve found t...

Case Study - Waste Recycling Business

Added: Mon, 18 Jan 2016  
We recently helped a waste recycling business based in Staffordshire.   The problem: The facility was being restricted due to low customer funding limits and with this being a new start cash w...

5 Reasons Firms are Refused a Loan

Added: Mon, 11 Jan 2016  
Many companies face rejection when trying to get a business loan. Here are 5 of the most common barriers to raising finance.     Nowadays it can be difficult for even the most successful b...

Top Ten UK Cities to Start a Business

Added: Tue, 05 Jan 2016  
Hello 2016! Is this the year you’ll take the leap and setup that business you’ve always dreamed about!? Before you do, take a look at the best cities in the UK to start a business, you ma...

Invoice Finance - Another Option for Business Lending

Added: Thu, 17 Dec 2015  
Invoice finance is where a third party agrees to buy your unpaid invoices for a fee, securing cash flow funding for your business. Some businesses struggle to obtain funding, such as an overdraft or ...

5 Ways for your business to avoid the cashflow blues this Christmas

Added: Mon, 14 Dec 2015  
With just 10 days left until Christmas many retail and hospitality businesses face their busiest time of the year. However, this is not the story for all and some experience quite the opposite. Many w...

Factoring Made Easy

Added: Mon, 07 Dec 2015  
At Alliance Commercial Finance we endeavour to break down the complicated world of business finance into small and understandable portions of information. Being an experienced brokerage we are able to...

What’s the difference between invoice finance and a bank overdraft?

Added: Tue, 01 Dec 2015  
There are many ways to fund your business, whether you’re just starting up or expanding an established firm. Numerous businesses depend heavily on their overdrafts, dipping in and out of the red...

Three ways to improve your cash flow

Added: Wed, 25 Nov 2015  
We’ve picked our top three tips on how to improve your business cash flow. Sustaining a healthy cash flow is critical to your business survival. It is an unfortunate fact that many profitable bu...

Invoice Finance Explained

Added: Tue, 17 Nov 2015  
Invoice finance is where a third party, either independent like Alliance Commercial Finance or part of a bank or financial institution, agrees to buy your unpaid invoices for a fee. There are 2 types ...

About Alliance Commercial Finance

Added: Mon, 02 Nov 2015  
Alliance Commercial Finance can help your business grow by providing invoice finance and factoring solutions to meet you current and long-term cash-flow requirements. Working with our partners we can ...

Welcome to our new website

Added: Wed, 07 Oct 2015  
We are very happy to launch our brand new website for Alliance Commercial Finance, created in partnership with Pinfields Marketing.   Keeping up with the times our new website is responsive in ...


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